Buying

What you Need to Know About Fixed vs. Adjustable Rates

You’re about to become a first-time homeowner—this is an exciting time! As you begin working with lenders on securing pre-approval for a mortgage, you probably hear some terms when it comes to mortgage interest rates such as “fixed” and “adjustable.” To help you make a smart decision, here’s what you need to know about these

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How to Find Down Payment Assistance Programs

You just found your dream home in San Mateo, Ca , and it’s within your budget! One thing has you scratching your head though, how are you going to come up with the 20% down payment? You’re worried that if you can’t find the money for the deposit, you’ll lose your chance to buy your

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Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical

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