The type of loan that you select will depend on your own individual needs. Lenders will also evaluate your employment and credit history before deciding whether or not to grant your loan request. Certain groups, such as teachers, firefighters, first responders, single mothers and military members may be eligible for special loan programs and discounts.

Short sales are transactions where a house is sold that still has a remaining balance on the home loan even after the sale proceeds are applied to that balance. Here are a few things to know about how long you may need to wait before you can buy another house after a short sale.

Things can be a bit more complicated when a person has gone through bankruptcy. There are different reasons why bankruptcies happen. They may be unavoidable in certain cases, but they aren’t the end of the world. It can just take more time and effort to accomplish the homeownership goal.

Some prospective owners look at houses while also carrying debt from student loans. Some of these loans can be paid off in a matter of months or years, while others may take several decades to fulfill. They may even impact a person’s ability to purchase property in some instances. Here are a few things to keep in mind if you want to buy a house when you still have student loans.

Many buyers opt to work with a realtor. You could look at homes all by yourself, but most individuals lack the knowledge, experience and connections that most real estate agents have. They’re trained to help people buy and sell homes. Here are a few steps you can take when looking for a realtor who can help you buy a home.

There are many different aspects to evaluate when buying a home. Every house is different, and no two houses will ever have the exact same attributes. You can start a list of things that you’d like to have in a house and see how many of them are provided with the properties that are on your list. Here are a few items to look for when you’re thinking about buying a home.