It can take many buyers several weeks, months or years to save enough money to be able to afford a house. Careful budgeting and spending can eventually pay off. Most homeowners take out mortgage loans that require a certain amount of money be paid upfront, although there are several ways to purchase a house and not make a down payment.

Certain things remain in a house after it’s been sold. There are various reasons why some things are taken when the seller moves and other items aren’t. Your real estate agent should be able to inform you about some or all items that will remain in the house when you take ownership.

An escrow is a common component of many home sales. It’s an agreement in which a third party (usually a title or escrow agent) retains a significant sum of money in an account until a home has been sold. The buyer will deposit money into the escrow account as a sign of good faith and to signify their intent in owning the home.

Buying a home in California can be expensive. You need to have enough money saved for a down payment, as well as future mortgage and utility payments. Closings costs, earnest money and other expenses may also be required for the transaction.

Some people choose to buy properties that are put up for sale at auction. You may find auction listings in your local newspaper or online. Many of these homes are usually priced rather affordably.