Are you looking forward to buying a home in California? Your anticipation is well-merited, as there is much to get excited about. Great weather, plenty of opportunities for growth, and a beautiful property on top of it all – what more could you ask for?

Buying a home is an important decision. A house is a place that most people will call their home for several years. It’s a considerable long-term investment.

A home is an investment in your future. Making your monthly mortgage payments helps build equity as you establish roots in a new community. Property values usually increase the longer that you’re in your home. For some, owning a home is also a source of additional income.

Because credit scores are a number, it often seems that there should be a cut and dry answer to what credit score you need when buying a home in California. There are actually many elements that affect what score you will need in order to buy a home and get the best interest rate possible.