A commonly asked question is what a buyer will own when they buy a particular house. Some interested parties want to know if the land and any items on that land (such as gardens, trees, lawns, and attached items such as basketball hoops, fire pits or storage sheds) will belong to them. The answer to that question isn’t always the same. It really depends on the individual situation.

There are certain steps that need to be taken in the process. Some actions may overlap, but each one is important and shouldn’t be skipped or taken for granted. If certain tasks aren’t completed, you may be prevented from owning the home of your dreams.

If you’re buying a home for the very first time, you may not be sure where to begin. Getting your finances in order is important. You’ll need to have enough money saved to be able to afford your down payment, monthly mortgage payments and monthly home utility bills. This is in addition to your other current expenses. Fortunately, there are several loan programs that can help first time home buyers.